Effective Date: October 11, 2024
1. Introduction
Welcome to Azany Pay (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your use of our debit card products, services, and website (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.
2. Eligibility
To use our Services, you must:
- Be at least 18 years old (or the legal age in your jurisdiction).
- Have the legal capacity to enter into a binding agreement.
- Provide accurate, current, and complete personal information.
We reserve the right to refuse service, close accounts, or limit access at our discretion.
3. Services Provided
Azany Pay offers debit card solutions and related financial services, including but not limited to:
- Card issuance and account management.
- Secure online transaction processing.
- Access to funds and payment networks.
The scope of available services may vary by location and regulatory requirements.
4. Account Registration & Security
- You must register for an account to use certain features.
- You are responsible for keeping your login credentials secure and confidential.
- You agree to notify us immediately at info@myislandvisa.com if you suspect unauthorized access or use of your account.
- We are not liable for losses due to unauthorized use if you fail to safeguard your account information.
5. Fees & Charges
- Applicable fees for card issuance, maintenance, and transactions will be disclosed prior to use.
- All fees are subject to change with prior notice.
- By using our Services, you agree to pay any applicable fees in accordance with our published fee schedule.
6. Prohibited Activities
You agree not to use our Services for:
- Fraudulent, unlawful, or deceptive activities.
- Money laundering, terrorist financing, or other prohibited transactions.
- Reselling, transferring, or assigning your account to another party without our consent.
Violation of these rules may result in immediate suspension or termination of your account and may be reported to relevant authorities.
7. Intellectual Property
All content, trademarks, and designs on our website and Services are owned or licensed by Azany Pay.
You may not reproduce, distribute, or exploit our content without prior written consent.
8. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for indirect, incidental, or consequential damages arising from your use of the Services.
- Our total liability to you will not exceed the amount of fees paid to us in the preceding 12 months.
9. Disclaimer of Warranties
Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to fitness for a particular purpose or non-infringement.
10. Third-Party Links & Services
Our Services may include links to third-party websites. We are not responsible for the content, policies, or practices of third-party sites.
11. Privacy & Data Protection
Your use of our Services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.
12. Termination of Services
We may suspend or terminate your account at any time if:
- You breach these Terms.
- We detect suspicious, fraudulent, or illegal activity.
- Required by law or regulation.
Upon termination, your right to use the Services will cease immediately, and any remaining funds will be returned according to applicable laws.
13. Governing Law
These Terms are governed by the laws of the State of Georgia, United States, without regard to conflict of laws principles. Any disputes will be resolved exclusively in the courts located in Fayette County, Georgia.
14. Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on our website with a revised effective date. Continued use of our Services constitutes acceptance of updated Terms.
15. Contact Information
If you have questions about these Terms, please contact us at:
Email: info@africavisioncard.com
Phone:
Address: 320 W Lanier Ave Suite 200, Fayetteville, GA 30214, United States
By using Azany Pay Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.